United Property Associates Information for our member associations Why Associations Need D & O Liability Insurance We certainly encourage you to obtain directors and officers liability coverage. Let’s look at what can trigger a lawsuit, which will require D & O coverage to protect the association. Why Vendors and Contractors Need Worker's Compensation Insurance Richard Beskin, CPCM, CIC & Roy Beskin, CIC wrote to our client communities reasons why they must insist that vendors have Worker's Compensation insurance (among other coverages). About Resale Packages Early disclosure of association information provides guidelines and allows buyers to be fully informed regarding their pending purchase. Budget Planning Where do you start to balance the needs of your association to the funds available? Reading this article is a great first-step. Why Associations Need Replacement Reserves Setting aside funds to replace aging components is as important as as the need to repair them. This article discusses the philosophy and process of replacement reserves. About License Requirements Stephen Merritt, CPA, recently researched IRS and state requirements for licenses, certificates, and taxation. This letter explains their importance. To Our Client Communities Bernie Grablowsky, President of United Property Associates, describes the ways UPA provides superior service in this open letter to our client communities. Reducing Disaster Damage Protecting your community from the effects of unforeseen emergencies takes only a few minutes of preparation. Follow these simple steps to minimized damage.